Access to Microcredit Opportunities for Returned Migrants during and beyond IOM Support

Number of Pages: 
64
Year: 
2016
Electronic copy only
Description: 

With the present study, IOM Bern wanted to explore the availability of microcredit as an additional source of financing for reintegration projects that are implemented within the framework of an IOM assisted voluntary return and reintegration (AVRR) programme. The accessibility of microcredits to returned migrants was examined in five target countries: the Islamic Republic of Iran, Mongolia, Nigeria, Senegal and Sri Lanka. In the first step, the situations of the national microcredit markets were analysed, considering that the general availability of microcredits and their accessibility influence returnees’ chances to be part of a microcredit scheme. In the second step, migration-specific challenges for applicants for a microcredit were identified. In the third step, recommendations to IOM and the Swiss State Secretariat for Migration were formulated. On one hand, these recommendations aim to serve as suggestions on how to include the concept of microcredit into future AVRR programme work. On the other hand, the recommendations aim to serve as guidelines on how to include information about microcredit into pre-departure counselling.

Table of contents: 
  • Acknowledgements
  • List of Tables
  • List of Figures
  • Abbreviations
  • 1. Introduction 
  • 2. Background 
  • 3. Country Profiles 
    • 3.1. Islamic Republic of Iran 
      • 3.1.1. Fact Sheet 
      • 3.1.2. Country and Financial Market Overview
      • 3.1.3. Institution Description 
      • 3.1.4. Examples 
      • 3.1.5. Conclusion 
    • 3.2. Mongolia 
      • 3.2.1. Fact Sheet 
      • 3.2.2. Country and Financial Market Overview 
      • 3.2.3. Institution Description 
      • 3.2.4. Examples 
      • 3.2.5. Conclusion 
    • 3.3. Nigeria 
      • 3.3.1. Fact Sheet 
      • 3.3.2. Country and Financial Market Overview 
      • 3.3.3. Institution Description 
      • 3.3.4. Examples 
      • 3.3.5. Conclusion 
    • 3.4. Senegal 
      • 3.4.1. Fact Sheet 
      • 3.4.2. Country and Financial Market Overview 
      • 3.4.3. Institution Description 
      • 3.4.4. Examples 
      • 3.4.5. Conclusion 
    • 3.5. Sri Lanka 
      • 3.5.1. Fact Sheet 
      • 3.5.2. Country and Financial Market Overview 
      • 3.5.3. Institution Description 
      • 3.5.4. Examples 
      • 3.5.5. Conclusion
  • 4. Findings 
    • 4.1. Country Comparison 
    • 4.2. Microcredits for Returnees 
  • 5. Conclusion
  • 6. Recommendations 
    • 6.1. Recommendations for SEM and IOM 
    • 6.2. Recommendations for Pre-Departure Counselling 
  • 7. List of References