The Study on Remittance Regulatory Frameworks and Accessibility of Regular Remittance Channels of the Colombo Process Member States (CPMS) examines remittance inflows to CPMS and provides recommendations to remove barriers, reduce costs, enhance financial access and financial literacy. The report draws on good practice examples from CPMS as well as the main challenges experienced by migrants in countries of origin in Asia, in accessing formal remittance services and provides background information on formal remittance flows, costs and main channels used. The report provides an overview of the legal, regulatory and policy environments for remittance services in CPMS, especially on pay-out environments, regulations on digital payments and financial inclusion.