Housing Ecosystem Assessment and Options for Social and Affordable Housing in the Republic of Moldova
Housing Ecosystem Assessment and Options for Social and Affordable Housing in the Republic of Moldova
Like many other post-socialist countries, the Republic of Moldova’s housing system is characterized by the consequences of rampant privatization, problems with running privately owned apartment buildings, an unregulated private rental market, and a less developed housing credit system. The arrival of Ukrainian refugees and related housing assistance programmes have disrupted the urban housing market and, in many respects, have worsened housing affordability by increasing prices and rents.
UN Migration Agency (IOM), and Habitat for Humanity International (HFHI), collaborated to a) analyse the Republic of Moldova's housing system and policies to identify the bottlenecks in the provision of affordable housing for refugees from Ukraine and vulnerable groups in host communities and, b) design a pilot housing project to explore how affordable housing solutions can be delivered to the identified target groups. The pilot project is based on the main housing policy recommendations presented in this study. It proposes the development of a property owned by the Municipality of Chisinau by repurposing unused buildings into social and affordable housing for a diverse target group, including refugees affected by the housing affordability problem.
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- LIST OF FIGURES AND TABLES
- ABBREVIATIONS
- EXECUTIVE SUMMARY
- INTRODUCTION
- 1. ECONOMIC AND SOCIAL CONTEXT OF THE HOUSING SYSTEM
- 1.1. Demographic trends
- 1.2. Economic context
- 1.3. Employment and income situation
- 1.4. Social inequalities
- 1.5. Governance system in the republic of moldova
- 1.6. Conclusion: Critical economic and social factors affecting housing inequalities
- 2. HOUSING ECOSYSTEM ASSESSMENT
- 2.1. Institutional and legal framework of housing policy
- 2.1.1. Main provisions and shortcomings of the Housing Law
- 2.1.2. The lack of institutional arrangements for effective housing management
- 2.2. Drivers of housing inequalities
- 2.2.1. Main characteristics and quality problems of the housing sector
- 2.2.2. Privately owned stock and the transition of the multi-family urban housing sector
- 2.2.3. Public housing sector
- 2.2.4. Private rental sector
- 2.2.5. Vacant housing
- 2.2.6. Housing market
- 2.3. Housing affordability
- 2.4. Housing-related programmes of the central government
- 2.4.1. Social housing programme
- 2.4.2. Prima Casa programme: Guaranteed loans for first-home buyers
- 2.4.3. Energy-efficient renovation of existing housing stock
- 2.4.4. Housing allowance
- 2.5. Housing programmes of municipality of Chisinau
- 2.6. University student programmes
- 2.7. Conclusion: Main components of the housing ecosystem that hinder access to adequate and affordable housing
- 2.1. Institutional and legal framework of housing policy
- 3. PROFILE OF REFUGEES FROM UKRAINE AND HOUSING SOLUTIONS PROVIDED SO FAR
- 3.1. Number and profile of refugees from Ukraine
- 3.2. Cash assistance programme for refugees
- 3.3. Forms of housing and accommodation of refugees
- 3.4. Refugees’ position in the rental market and current rental market trends
- 3.4.1. Refugee Accommodation Centres (RACs)
- 3.4.2. Rental assistance programme
- 3.4.3. Support for host families
- 3.5. Conclusion: Main barriers to secure housing for refugees
- 4. POTENTIAL TARGET GROUPS
- 4.1. Analysis of the need for affordable housing
- 4.2. Conclusion: Social groups needing affordable housing
- 5. INTERNATIONAL EXAMPLES OF SOCIAL AND AFFORDABLE HOUSING PROGRAMMES
- 5.1. Structure of individual social and affordable housing programmes – Methods according to international experience
- 5.2. Critical elements of social and affordable programmes
- 5.2.1. Organizational form of service provider
- 5.2.2. Target groups
- 5.2.3. Allocation rules/procedures
- 5.2.4. Rent/price-setting
- 5.2.5. Subsidies
- 5.2.6. Funding and financial schemes
- 5.2.7. Beneficiaries’ contracts
- 5.2.8. Risk management
- 5.2.9. Sustainability
- 6. PROPOSAL FOR SOCIAL AND AFFORDABLE HOUSING PROGRAMMES
- 6.1. Key conditions for a long-term social and affordable housing strategy
- 6.2. Overall institutional framework: Key institutions
- 6.3. Public rental programmes
- 6.3.1. Organizational forms
- 6.3.2. Target group
- 6.3.3. Allocation methods
- 6.3.4. Rent setting
- 6.3.5. Subsidies
- 6.3.6. Funding
- 6.3.7. Contract
- 6.3.8. Risks
- 6.4. Social rental agency model
- 6.4.1. Organizational forms
- 6.4.2. Target group
- 6.4.3. Allocation
- 6.4.4. Rent setting
- 6.4.5. Subsidy
- 6.4.6. Funding
- 6.4.7. Contract type
- 6.4.8. Risk management
- 6.5. Homeownership programme
- 6.6. Phasing-in strategy
- 6.7. Proposed pilot project
- 6.7.1. Selection of the property for the pilot project
- 6.7.2. Pilot project funding options
- 6.7.3. Options for the forms of housing management
- 6.7.4. Target group definition
- 6.7.5. Income level of the target groups
- 6.7.6. Financing model: rent setting and subsidies
- 7. MAIN FINDINGS AND RECOMMENDATIONS
- 7.1. Challenges with the housing system
- 7.2. Challenges related to the regulatory and institutional framework and current housing related programmes
- 7.3. Opportunities related to the housing system
- 7.4. Main recommendations
- 7.4.1. Recommendations for the main elements of long-term housing policy
- 7.4.2. Recommendations for long-term housing programmes
- 7.4.3. Shorter term recommendations
- 7.4.4. Recommendations for the pilot project
- 8. APPENDIX: INTERNATIONAL EXAMPLES
- 8.1. United States public housing sector
- 8.2. Danish social housing: private non-profit housing
- 8.3. Housing associations in the Kingdom of the Netherlands – public rental sector
- 8.4. Low-rent housing cooperatives in France
- 8.5. Social rental agencies in Belgium
- 9. REFERENCES